Business finance and security over moveable property
Hamilton, Jenny and Coulson, Andrea and Wortley, Scott and Ingram, Dave (2002) Business finance and security over moveable property. Other. Scottish Executive Central Research Unit, Edinburgh, UK.
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Anecdotally, there has been the suggestion that there are perceived deficiencies in the Scots law concerning the ability to provide security over moveable property which impinge upon the ability of Scottish SMEs to raise loan finance. In researching this issue we looked at bank lending policy and practices concerning security; the role and views of business advisers and intermediaries; and surveyed the financing arrangements of Scottish SMEs. We found little substantive evidence to support this perceived deficiency. Neither the inability of unincorporated businesses to offer the floating charge nor the inability of Scottish SMEs to offer a non-possessory security over moveable property appear significantly to affect the ability of Scottish SMEs to access finance.
| Author(s): | Hamilton, Jenny, Coulson, Andrea  ORCID: https://orcid.org/0000-0002-9534-1371, Wortley, Scott and Ingram, Dave | Item type: | Monograph(Other) |
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| ID code: | 3371 |
| Keywords: | scots law, moveable property, Scottish SMEs, business finance, finance and security, loans, bank lenders, Scotland |
| Subjects: | Law > Law of the United Kingdom and Ireland > Scotland |
| Department: | Faculty of Law, Arts and Social Sciences > Law School Strathclyde Business School > Accounting and Finance Strathclyde Business School > Law School (SBS) |
| Depositing user: | Miss Darcy Spiller |
| Date deposited: | 29 May 2007 |
| Last modified: | 09 Aug 2019 00:26 |
| URI: | https://strathprints.strath.ac.uk/id/eprint/3371 |
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