The Financing of Diverse Enterprises : Evidence from the SME Finance Monitor

Carter, Sara and Mwaura, Samuel (2014) The Financing of Diverse Enterprises : Evidence from the SME Finance Monitor. Working paper. Enterprise Research Centre, Warwick.

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Abstract

This paper contributes to our understanding of the finance issues currently facing diverse SMEs by presenting a new analysis of the SME Finance Monitor. While prior studies have contributed substantial evidence regarding the effects of either gender or ethnicity on finance outcomes, these analyses have typically focused on either women-owned or ethnic minority owned enterprises. This study considers the experiences and outcomes of both women-owned and ethnic minority-owned enterprises, including the interaction effects of ethnicity and gender.