Fintech : Hype or Reality?

Peat, Jeremy and Kelly, Owen and Broby, Daniel (2017) Fintech : Hype or Reality? University of Strathclyde, Glasgow.

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Abstract

Fintech is a term given to financial technology in the digital age. At its core sit the twin concepts of blockchain and distributed ledgers. These technology solutions bring with them the promise of faster, cheaper, more secure and transparent financial transactions over the internet. In a more widely used context, Fintech is conceived and even defined as enabling disruptive innovation in financial markets and financial services. This briefing explains what Fintech is and investigates whether the promise of Fintech is hype or reality. It also highlights the resultant policy implications that are generated by the phenomena and what issues lawmakers should be cognisant of.

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• Item metadata

  Item type:	Report
  ID code:	60067
  Dates:	Date Event 6 March 2017 Published
  Notes:	A "Policy Brief" published by the University of Strathclyde's International Public Policy Institute (IPPI).
  Subjects:	Social Sciences > Public Finance
  Department:	Faculty of Humanities and Social Sciences (HaSS) > International Public Policy Institute (IPPI) Strathclyde Business School > Accounting and Finance
  Depositing user:	Pure Administrator
  Date deposited:	06 Mar 2017 11:31
  Last modified:	08 Apr 2024 14:48
  URI:	https://strathprints.strath.ac.uk/id/eprint/60067